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Admiral Money

Lead Treasury Data Analyst

Cardiff·Hybrid·2d ago

Salary

Competitive salary

Work type

Hybrid

Level

lead

Category

Analytics & BI

About the role

About the job

**Lead Treasury Data Analyst - 12 month fixed term contract **

About us

Admiral Money is the dynamic lending arm of Admiral Group, offering personal loans, motor finance, and homeowner loans since 2017. We’re building something special for our customers and are looking for curious, driven individuals ready to learn, take on challenges, and make an impact.

We’re proud to be a certified Great Place to Work for over 25 years, with recognition for Women and Wellbeing. Our inclusive culture empowers everyone to Be You.

Need support during the recruitment process? Just let us know – we’re here to help.

The Role

The Lead Treasury Data Analyst is responsible for optimising the organisation’s funding and hedging activities through strong analytical capability. The role supports Treasury decision‑making by combining market insight, structured finance execution, and advanced data analysis to minimise funding costs, manage interest rate risk, and enable sustainable balance‑sheet growth.

This position has a strong quantitative and technical focus and works collaboratively across the business, maintaining accountability for analysis‑led execution and decision support.

The role plays a key part in driving cash‑flow efficiency, funding optimisation, interest margin stability, and overall balance‑sheet resilience. It ensures Treasury execution is underpinned by high‑quality data, robust analytical practices, and market‑informed insight.

This is a hybrid role, working two office days per week in our Cardiff office.

Key Accountabilities

1. Advanced Data Analysis & Modelling (Core Focus)

  • Enhance and maintain high‑granularity cashflow, funding, and pricing models.

  • Work with large financial datasets to analyse portfolio metrics, funding costs, and present insights clearly.

  • Develop automated analytical tools and data pipelines to support real‑time Treasury decisions.

  • Conduct scenario, sensitivity, and optimisation analysis to inform execution timing and structure.
    2. Funding & Capital Markets Execution

  • Support the execution of structured funding transactions, including warehouse facilities, forward‑flow agreements, and securitisations.

  • Analyse funding economics, advance rates, pricing structures, and covenant impacts.

  • Prepare analytical packs for funders, rating agencies, and internal approval forums.

  • Maintain and improve execution models used for funding allocation and optimisation.
    3. Interest Rate Risk & Hedging

  • Support the design and execution of interest rate hedging strategies.

  • Analyse hedge requirements based on asset and liability profiles.

  • Monitor hedge performance and post‑trade outcomes.
    4. Market & Balance Sheet Insight

  • Monitor market conditions, interest rate movements, and funding spreads.

  • Translate market developments into actionable recommendations for funding and hedging.

  • Provide ad‑hoc strategic analysis for senior Treasury stakeholders.
    5. Stakeholder & Counterparty Engagement

  • Engage directly with funding partners, banks, and hedging counterparties.

  • Work collaboratively with ALM, Risk, and Treasury Operations to ensure alignment with risk appetite and governance frameworks.

Essential Criteria

  • Experience using coding or scripting for data analysis (e.g., SQL, Python).
  • Strong quantitative, analytical, and modelling skills.
  • Proven experience handling large financial datasets.
  • Ability to translate complex analysis into clear execution recommendations.
  • Advanced Excel capability.

Desirable Criteria

  • Experience supporting securitisation or capital markets transactions.
  • Understanding of funding structures and cashflow‑based finance.
  • Familiarity with interest rate derivatives and hedging mechanics.
  • Experience with Treasury, risk, or market data systems.
  • Exposure to optimisation or pricing models.
    Admiral: Where You Can

We take pride in being a diverse and inclusive business. It's a place where you can Be You, and show up as you are. We’re committed to fostering a people-first culture where everyone is accepted, supported, and empowered to be brilliant. You can, Grow And Progress at a pace and direction that suits you, Make A Difference for our customers and each other, and Share in Our Future with all colleagues eligible for up to £3,600 of free shares each year after one year of service.

Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave.

We’re proud of our people-first culture. In fact, we've been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We’re fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics.

Tech stack

PythonSQL